Privacy Policy and Credit Reporting Policy
Last updated on: 31 May 2021
1.0 Introduction
Palmary Loans (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal data in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
This Privacy Policy explains how we collect, use, share, and safeguard your information when you use [email protected] , submit a loan inquiry, or interact with our ads.
2. Information We Collect
Personal Information: Your name, email, phone, and financial details (e.g., income, credit info) you submit in forms.
Usage Data: IP address, device/browser data, and pages you visit.
Tracking Data: Data via Meta Pixel and Conversions API (CAPI) to measure ad performance and optimize campaigns.
3. How We Use Your Data
To process your loan requests and communicate with you.
To improve our services and website.
For compliance with legal obligations.
4. Data Sharing
We do not sell your personal data. However, we may share it with:
Financial partners or lenders, when processing your application.
Analytics or marketing platforms like Meta or Google.
Legal authorities, when required by law.
5. Meta Tracking & Data Use=
We use Meta Pixel and/or CAPI for:
Tracking conversions and ad effectiveness.
Creating retargeting audiences.
Optimizing ad reach.
As a reminder, Meta may process data according to its own Privacy Policy and legal obligations. See Meta’s policy for details.
6. Your Rights
You have the right to access, correct, or delete your data. You may also opt out of marketing or tracking.
Contact us at [email protected] to exercise your rights.
We use secure measures to protect your personal data against unauthorized access or misuse.
8. Third-Party Links
Our site may include links to other websites. We are not responsible for their privacy practices.
9. Children's Privacy
Our services are not intended for or targeted at individuals under 18.
10. Policy Updates
We can update this policy over time. The “Effective Date” will reflect the latest version