Terms & Conditions
1. Acceptance
By using our website or services, you agree to these Terms & Conditions.
2. Services
We provide loan facilitation and related financial information. Loan approval is subject to the lender’s criteria—approval is not guaranteed.
3. Eligibility
You must be at least 18 years old and provide accurate information.
4. Accuracy of Information
You confirm that the data you submit is truthful. Misrepresentation may prevent loan processing.
5. Special Ad Category Compliance
We comply with Meta’s Special Ad Category rules for financial products. Ads are not discriminatory or misleading based on characteristics like age, gender, or income. Meta Transparency
6. Use of Tracking Technology
Your usage data may be tracked using Meta Pixel or CAPI for analytics and ad performance purposes.
7. Privacy Policy
Your data is handled per our Privacy Policy, including how we collect, use, share, and protect it.
8. Disclaimer & No Guarantees
We do not guarantee loan approval or exact terms. Final eligibility is determined by partner lenders.
9. Limitation of Liability
To the maximum extent allowed by law, Palmary Loans is not responsible for indirect or consequential damages resulting from your use of our services.
10. Intellectual Property
All content on our site is owned or licensed by us. You may not reuse it without written permission.
11. Governing Law
These terms are governed by the laws of Australia.
12. Changes
We may update these terms at any time. Continued use indicates acceptance.